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Property trading

The details

Minimum commitment


Usual commitment period

1 year

Maximum debt CTV

65% of value

Minimum interest cover

Rental income ERV to be at least 133% of interest payable

Security to include

  • First charge on property
  • Floating charge (corporate borrowers)
  • Personal Guarantee(s).
  • Life cover, where appropriate

Gulf Investment Bank subscribes to the Banking Code and the Business Banking Code.

We are also a member of the Financial Services Compensation Scheme (FSCS) and are covered by the Financial Ombudsman Service.