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Bridging loans

We specialise in providing short-term bridging finance, and are quick and flexible. Our interest rates are based upon the amount borrowed and start from 1% per month.

Bridging loans are short-term loans which are used to provide funds so that you can quickly complete on a transaction. They are suitable for situations where you anticipate being able to repay the loan within a short period of time from a sale or re-mortgaging of a property. In effect they enable you to “bridge” a gap in your finances.

We normally lend against a first charge over the relevant property, but in some circumstances will accept a second charge. Generally for second charges the amount you wish to borrow plus the amount of your first mortgage should not exceed 65% of the value of the property offered. The interest rate may also be higher than for a loan secured on a first charge.

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Your home may be at risk if you do not keep up repayments on your mortgage.
Gulf Investment Bank only provides its own mortgages, we will not give you advice or make a recommendation.